حساب بانکی در استرالیا

به نقل از ایلیا از سیدنی
در استرالیا همانطور که میدونید همه خدمات بانکی برای شما هزینه داره.

مثلا استفاده از ATM یه بانک دیگه حتی چک حساب٬ برای شما 2 دلار هزینه داره. بنابراین مهمه که بانکی رو انتخاب

کنید که تعداد دستگاههای ATM اون زیاد باشه.

مثلا بانک ANZ تعداد ATM هاش کمتر از بانک commonwealth هستش.

در ضمن بابت نگهداری پول شما هم ماهانه کارمزد کم میشه. قیمت این کارمزد برای بانک ANZ ٬ 6 دلاره.

تا سر کار نرید نمیتونید credit بگیرید و فقط میتونید VISA debit بگیرید. پس مهمه که حسابتون VISA debit

بده.
حالا بانکی هست که VISA debit میده و مثل commonwealth، حساب پشتیبان سود ده داره. این بانک

Citibank هستش. و از هر ATM ای هم میشه بدون شارژ استفاده کرد. اما عیبش اینه که 2 تا شعبه بیشتر نداره.

این بانک اینترنشناله و میشه همه کارها رو بصورت رایگان با ATM های بانکهای دیگه انجام داد. چک بوک داره و

ویزا. اینم لینکش :
http://www.citibank.com.au/AUGCB/APPS/portal/loadPage.do?tabId=Deposits&path=/prod/det/deposits_citibankplus.htm

اما شک دارم بشه تو این بانک از ایران حساب باز کرد؟

Nab هم ، VISA debit میده. اما اگه بخواهید از ATM های بانکهای دیگه استفاده کنید، باید ماهی 12 دلار شارژ

بدید.

commonwealth ، مثل بانک ملی شعبه و ATM، زیاد داره اما VISA debit نمیده.

سوالات خود را در لینگک زیر مطرح کنید.

http://www.migranthelp.com/phpbbfa/viewtopic.php?t=635&postdays=0&postorder=asc&start=30

/ 13 نظر / 14 بازدید
نمایش نظرات قبلی
ِAli

ِAustralia like most countries has 2 international banks :1-HSBC 2-Citibank Off-course HSBC is better than city bank because it is the largest bank in the world. But if you want to open an account you should think about your purpos. For instance, if you want buy home it is better to open an account in Westpa or if you want cheep credit card you sshould try St George or Bank SA . Reference: http://money.ninemsn.com.au/money-magazine/best-of-the-best/

ِAli

For applying credit card you should convince bank about yourself. For example you propose to bank more than 1000AUD as a deposit, Then after in your card and say them I want credit as amount of my deposit. Some people think so why we should have credit card which just work as a debit card. It compelely wrong, because credit means you are exist but debit means your money exist. It is very important to you if you want to live in abrod. May God bless you

ِAli

I forget tosay: 1-National Australia Bank (or NAB) is the largest financial institution and bank in Australia, both in terms of net worth and customers. Reference: http://en.wikipedia.org/wiki/National_Australia_Bank 2- The Commonwealth Bank of Australia (ASX:CBA) is the second largest bank in Australia. Reference: http://en.wikipedia.org/wiki/Commonwealth_Bank 3-The Australia and New Zealand Banking Group Limited (ASX:ANZ, NZX: ANZ), commonly called ANZ, is the third largest bank in Australia, after the National Australia Bank and the Commonwealth Bank. References:http://en.wikipedia.org/wiki/Australia_and_New_Zealand_Banking_Group http://www.forbes.com/lists/2008/18/biz_2000global08_The-Global-2000_IndName.html 4- Westpac (formally Westpac Banking Corporation), is a multinational Financial services company and the fourth largest bank in Australia (by market capitalization) Reference: http://www.forbes.com/lists/2008/18/biz_2000global08_The-Global-2000_IndName.html

ِAli

5- St.George Bank is the fifth largest bank in Australia (by market capitalization) Reference: http://en.wikipedia.org/wiki/St.George_Bank 6- HSBC Bank Australia offer a full range of Personal and Commercial services from a network of 24 branches as well as via direct channels. Reference: http://en.wikipedia.org/wiki/HSBC_Bank_Australia HSBC is the world's largest company and the world's largest banking group, as calculated based on different metrics by the annual Forbes list of the world's largest firms published on April 2, 2008. Reference: http://en.wikipedia.org/wiki/Hsbc 7- HSBC Bank Australia offer a full range of Personal and Commercial services from a network of 10 branches as well as via direct channels. Reference: http://www.citibank.com.au/AUGCB/APPS/portal/loadPage.do?tabId=home&path=/info/sub_det/contactus_findus.htm

ِAli

For 7th clause I mentioned HSBC instead of Citibank by mistake.

ِAli

Section of 'Moving to Australia' in Australian Banks: http://www.nab.com.au/Personal_Finance/0,,84836,00.html http://www.commbank.com.au/movingtoaustralia/ http://www.anz.com/aus/Personal/Private-Bank/Products-And-Services/Moving-To-Australia/default.asp http://www.westpac.com.au/internet/publish.nsf/Content/PBIT+Migrant+banking http://www.hsbc.com.au/1/2/hsbcpremier/assistance/moving-help http://www.hsbc.com.au/1/2/hsbcpremier/assistance/moving

آرش خان

من یه کم در زمینه اقتصاد کم استعدادم ( همون خنگ خودمون)[لبخند] نتیجه اخلاقی این مقایسه ها رو نفهمیدم . میشه بگین اگه پامون رسید اونور پولامون رو تو کودوم بانک بزاریم و چه کارتی بگیریم.

Ali

My own stance is the NAB because : Our dedicated migrant banking team are experienced at working with new migrants and are dedicated to helping you settle in once you arrive in Australia. They are located in most major cities throughout Australia and will meet with you face-to-face to: ensure you receive your debit card(s) take you through a comprehensive suite of NAB's banking benefits and services refer you to external taxation specialists provide assistance with general topics such as buying a house, setting up your business or finding a school Resource: http://www.nab.com.au/Personal_Finance/0,,84856,00.html

آرش

سلام و یه سری توضیحات تکمیلی بانک anz هم ویزا دبیت داره . بانک westpack هم مستر کارت دبیت داره. بیشترین تعداد شعبه وatm برای بانک commonwealth هست بعدش هم Anz بعد از این westpack شعبه زیاد داره که این بانک آخری یکی از بزگترین بانکهای استرالیاست و هر سال سهام یه بانک دیگه رو میخره و مال خودش میکنه. اما من commonwealth رو پیشنهاد میدم. شاد باشید

هاپوتی

سلام. شما بالاخره رفتید یا نه؟ همسرم داره برا ویزا دوباره اقدام می کنه. من شنیدم هزینه ها خیلی بالا رفته. هنوز که ویزاش درست نشده. من این دفه باهاش نمیرم. (ترجیح میدم ویزای اونم درست نشه[عینک][نیشخند])